Monday 24 September 2018

Electroneum

Electroneum

Use this referral code EBF7BA to enjoy 1% bonus of everything that you mine.

Electroneum is a cryptocurrency that is based on the cryptonight algorithm. It enables mobile mining via the application which simulates mining based on the hardware of your phone. Hence, it will not use your phone to mine (no battery drain and hot phones) but simulate and provide you with the coins that you deserve.

ETN coins per day: ~ 4ETN
Threshold for ETN coins to go to wallet: 10 ETN (worth about US$0.05)

The tedious part is to convert the ETN to your own country currency which I have not find out. I believe it needs to be ETN -> BTC/ETH/XRP (common coins) -> USD -> SGD or straight to SGD depending on the exchange.

New Money Making Website: Cashmining.xyz

Cashmining.xyz

Contrary to its name, it does not use your CPU to mine. All you need to do is to open the window or tab and you will earn US$0.0001 per minute.

Ways to increase your earnings:
- Join as a premium member for US$3.49 and increase your earnings by 2x and lower the payout threshold to US$1.75
- Do CPU mining via their website for US$0.000000005 per hash and can transfer the balance to your main account with a minimum threshold of US0.01.

However, I just started and will need to evaluate if it is true.

Earning: US$0.0001 per minute
Amount needed to cash out: US$2 (PayPal or Payeer)
Time needed to cash out: ~14 days
Earnings per month: US$4.32 (assuming tab is open 24/7)

Friday 14 September 2018

New Rewards App: McMoney

McMoney

The app aims to reward people for enabling the developers to work with telecommunication firms to send and receive SMS easily. The SMS will contain weird symbols and you will know that you have earned from the app. Random messages from strangers or your own SMS will not count.

Just download this app, ensure that it has constant access to the internet and the battery saving mode does not kill off the app and the phone will receive SMS randomly.

Money to cash out: $5
Money per SMS: $0.047 (about once a day)
Time to cash out: ~107 days

I have not manage to reach $1 and will update again when I am able to cash out.

New Rewards App: iBucks - watch videos & earn rewards

iBucks - watch videos & earn rewards

Use this code:eM4Qn and earn 30 points

This app allows you to watch ads, spin the wheel and check in to earn points to be exchanged to cash. Nothing special but just clicking on the videos to play and watch.

Daily Check-In: 5 points
Videos: ~ 2 points each
Points to cash out: 5000 for US$3
Time to cash out: did not calculate

I am still stuck below 1,000 points. Will update again when I manage to cash out.

Sunday 2 September 2018

New Slide Screen App: WHAFF Locker

WHAFF Locker
Use invitation code: KC54570 and get $0.300

WHAFF Rewards and WHAFF Locker have the same connected account where earnings from one app is connected to earnings in the other. The app primary role is to let users discover apps by rewarding them after they have installed and explored the app. Some rewards may even include exploring the app for a few days to continue earning some rewards. Furthermore, the slide

Minimum amount to cash out via PayPal: US$11.50 (will take a long long time, as after using for about it week, I am not even at $0.500).

Amount per video ad: $0.001 (By right is 2 video each day but 1 of the video does not pay out, so it is only 1 per day)

Average earning from slide screen ads: $0.003 per day

New Rewards App: WHAFF Rewards

WHAFF Rewards
Use invitation code: KC54570 and get $0.300

WHAFF Rewards and WHAFF Locker have the same connected account where earnings from one app is connected to earnings in the other. The app primary role is to let users discover apps by rewarding them after they have installed and explored the app. Some rewards may even include exploring the app for a few days to continue earning some rewards.

Minimum amount to cash out via PayPal: US$11.50 (will take a long long time, as after using for about it week, I am not even at $0.500).

Alternative Ways to Earn Money While Staying At Home (September 2018 Update)

Sometimes when we have extra time on our hands and wonder what to do if we do not want to study or just do nothing. How nice it will be if money will just drop from the sky. However, there is no free lunch in this world and money still needs to be earned. What if there are options that do not require much effort? Here are some of the things that I am doing to increase my income. However, do not wish for the sky as these methods only provide minimal amount of money and can at most buy you a meal or two in a given month. If interested, you can have a try. Here are some of the easy ways to earn money while at home in Singapore.

Updated as of 1 September 2018

Surveys
Yougov
I have withdrawn at least S$75 from Yougov via Paypal but the only sad thing about this is that the payout rate seems to be lower than the one they have in UK where 5,000 points translate to 50 pounds. The singapore version pays S$25 for every 5,000 points.

Minimum points to withdraw: 5,000 (S$25)

Withdraw Rate: About once every 2 months

Payment process: ~1 month

Mysurvey
I have withdrawn at least S$75 from Yougov via Paypal but the only sad thing about this is that the payout rate seems to be lower than the one they have in UK where 5,000 points translate to 50 pounds. The singapore version pays S$25 for every 5,000 points.

Minimum points to withdraw: 600 (S$10)

Withdraw Rate: Quite random and is hard to estimate (average should be a month)

Payment process: ~0.5 month

Toluna
I have not withdrawn from this company but I am close to the pay out points.

Minimum points to withdraw: 40,000 (S$20)

Withdraw Rate: ~1 month

Payment process: 4-6 weeks (But it took about 7 weeks)

Surveyon
I managed to cash out US$2.64 on paypal but they have other options for withdrawal.

Minimum points to withdraw: 20,000 (US$2)


Withdraw Rate: About once every 2-3 weeks

Payment process: ~1 week

AIP Surveys
I managed to cash out $10 recently and i found out that the survey frequency is high. So i will continue to monitor

Minimum points to withdraw: 150 (S$10)

Withdraw Rate: ~1 month

Payment process: ~ 22days

Android applications
These are lockscreen applications that require minimal effort but the payout is low.

Slidejoy
Average point per day: 20 (it dropped drastically)

Maximum Video Ads per day: 18 (1 point per ad, can only watch 6 every 6 hours)

Minimum points to withdraw: 2,040 (US$2)

Withdraw Rate: ~2 months

Payment process: ~30min

LifeSlide!
Average point per day: 10+ + (30 if you watch all the videos to hit the 30 points limit, 1 point per video which is on average 30 seconds each)

Enable persistent mode and check all the ad sizes to increase the points generation. Interstitial ads give more than the banner ads. (seems like interstitial ads disappeared after their update)

Use my promotion code: spammist2 (to earn 200 points, not sure how much I will get though)

Try to hit the daily event, 1 of it which is easier to hit is to have 150 slides a day for 60 points.

Maximum Video Ads per day: 30 (1 point per ad)

Minimum points to withdraw: 2,000 (US$2)

Withdraw Rate: ~2 months

Payment process: 1 day

BillsBoard - Lock Screen Cash
This app pays but the earning rate is very slow. In the end, they paid me US$0.98 for 1,500 points.
Now that they updated, the payout rate is very slow and I am still monitoring if it is worth continuing

Summary of the ways that I am using to get cash while at home.

Average point per day: 20

Maximum Video Ads per day: 0 (no such function) (Change to lottery where you view video ads to put your chances in until it reaches 100%) (I have not find out if it is easy to win but I guess not)

Minimum points to withdraw: 1,500 ($1.25) or US$0.98

Withdraw Rate: 2.5 months (seems to take very long after the name change)

Payment process: a few days

WowApp
tl:dr Earn Money via chatting, watching videos, playing games, unlocking your screen and searching the web.

How it works is that the app will show ads while you chat, watch videos, play games and search the web. Then they will share some of the revenue with you. Another way of earning more money is via referral where you will earn a percentage from the direct referral and you will also earn from their referral.

The best way to earn from this app is to refer as many people as possible. However, the drawback of the app is that you need to use the app continuously for at least 60 days before your points become available for withdrawal. Currently, I have not met the 60 days and will update again when I have achieved that.

Points per video ad: 0.100 (once every 30mins about 20 videos a day)
The rest of the earnings are quite arbitrary and is determined by the app

I will elaborate more further in the future.

WHAFF Locker
Use invitation code: KC54570 and get $0.300

WHAFF Rewards and WHAFF Locker have the same connected account where earnings from one app is connected to earnings in the other. The app primary role is to let users discover apps by rewarding them after they have installed and explored the app. Some rewards may even include exploring the app for a few days to continue earning some rewards. Furthermore, the slide

Minimum amount to cash out via PayPal: US$11.50 (will take a long long time, as after using for about it week, I am not even at $0.500).

Amount per video ad: $0.001 (By right is 2 video each day but 1 of the video does not pay out, so it is only 1 per day)

Average earning from slide screen ads: $0.003 per day

WHAFF Rewards
Use invitation code: KC54570 and get $0.300

WHAFF Rewards and WHAFF Locker have the same connected account where earnings from one app is connected to earnings in the other. The app primary role is to let users discover apps by rewarding them after they have installed and explored the app. Some rewards may even include exploring the app for a few days to continue earning some rewards.

Minimum amount to cash out via PayPal: US$11.50 (will take a long long time, as after using for about it week, I am not even at $0.500).

CitizenMe
I have used this app for the past few days and you are required to fill in your details like survey and there are quite a lot of things to fill and you have to be willing to share for example your Facebook like and so on in order to earn money. The main purpose of the app is for you to consolidate your data and you can see for yourself what you have and choose to monetise when you deem fit.

How to earn is that they will provide you with a short survey and you will have to login to your Paypal account and they will pay to your Paypal account straight away once you complete the survey.

Earnings:
- GBP 0.10
- GBP 0.20
1st September Update:
- GBP 0.10
- GBP 0.10
- GBP 0.10

appKarma
It is an app where you can complete tasks, watch videos to gain points to be redeemed. It takes quite some time to gather points and I am still trying my best to reach 1,000 points. I will update again when I manage to cash out.

Minimum points to redeem: 12,500 (US$10)
Points per video: 1
Points per 24h check in: 5

cashKarma
It is an app where you can complete surveys, tasks and watch videos to gain points to be redeemed. It takes quite some time to gather points and I am still trying my best to reach 1,000 points. I will update again when I manage to cash out.

Minimum points to redeem: 12,500 (US$10)
Points per video: 1
Points per 24h check in: 5

UPDATE:
Paid Swiyp is unable to obtain advertisers and will cease operation. Points that are stuck in the app will be transferred to their new app once they manage to obtain new advertisers.
Paid Swiyp
I just downloaded this app to try but I am unsure what the payout will be like and will update when I do get paid. The bad thing about this app is that there is no video ads to watch to increase the amount of points you can get a day. Unlike Slidejoy and Lifeslide which can give an additional maximum of 18 and 30 points respectively just by watching video ads. (similar summary to Screen Stash).

Average point per day: 2+


Maximum Video Ads per day: 0 (no such function)


Minimum points to withdraw: 500 (US$5)


Withdraw Rate: ~8 months?!?!?!?!? (based on about 2 points per day)


Payment process:


This average point is quite pathetic and shall be monitored if I should continue due to the low points given and the lack of much screen ads (which is why the points is so little).



UPDATE:
HoneyScreen has closed down and is solely on Slidejoy
HoneyScreen
Sign up now and get 300 points using the referral code: k4uhr7
Similar to Slidejoy and bought over Slidejoy. However, the pay out rate is lower.

Average point per day: 40


Minimum points to withdraw: 2,050 (US$2)


Withdraw Rate: About once every 2 months


Payment process: ~30min


In the end, in order to earn these small money, you will need to have patience and be willing to sit down and do the surveys slowly in order to earn. Furthermore, not all surveys will be suited for your profile or it might have reached their quota already. Hence, do not be discouraged and if you have time, try to do them ASAP.

Disclaimer: These are the things that I used that worked and paid me. I will not be responsible for any loss of points if any of these providers do not pay you. You have been warned.

Saturday 1 September 2018

New Rewards App: cashKarma

cashKarma
It is an app where you can complete surveys, tasks and watch videos to gain points to be redeemed. It takes quite some time to gather points and I am still trying my best to reach 1,000 points. I will update again when I manage to cash out.

Minimum points to redeem: 12,500 (US$10)
Points per video: 1
Points per 24h check in: 5

New Rewards App: appKarma

appKarma
It is an app where you can complete tasks, watch videos to gain points to be redeemed. It takes quite some time to gather points and I am still trying my best to reach 1,000 points. I will update again when I manage to cash out.

Minimum points to redeem: 12,500 (US$10)
Points per video: 1
Points per 24h check in: 5

Wednesday 29 August 2018

App That Earns Money For Your Data - CitizenMe

CitizenMe
I have used this app for the past few days and you are required to fill in your details like survey and there are quite a lot of things to fill and you have to be willing to share for example your Facebook like and so on in order to earn money. The main purpose of the app is for you to consolidate your data and you can see for yourself what you have and choose to monetise when you deem fit.

How to earn is that they will provide you with a short survey and you will have to login to your Paypal account and they will pay to your Paypal account straight away once you complete the survey.

Earnings:
- GBP 0.10
- GBP 0.20
1st September Update:
- GBP 0.10
- GBP 0.10
- GBP 0.10

Sunday 26 August 2018

Slide Screen App: Screen Stash - Lock Screen Cash Name Change To BillsBoard - Lock Screen Cash (August 2018 Update)

BillsBoard - Lock Screen Cash
This app pays but the earning rate is very slow. In the end, they paid me US$0.98 for 1,500 points.
Now that they updated, the payout rate is very slow and I am still monitoring if it is worth continuing

Summary of the ways that I am using to get cash while at home.

Average point per day: 20

Maximum Video Ads per day: 0 (no such function) (Change to lottery where you view video ads to put your chances in until it reaches 100%) (I have not find out if it is easy to win but I guess not)

Minimum points to withdraw: 1,500 ($1.25) or US$0.98

Withdraw Rate: 2.5 months (seems to take very long after the name change)

Payment process: a few days

Sunday 22 July 2018

Another App To Earn Money - WowApp

WowApp

tl:dr Earn Money via chatting, watching videos, playing games, unlocking your screen and searching the web.

How it works is that the app will show ads while you chat, watch videos, play games and search the web. Then they will share some of the revenue with you. Another way of earning more money is via referral where you will earn a percentage from the direct referral and you will also earn from their referral.

The best way to earn from this app is to refer as many people as possible. However, the drawback of the app is that you need to use the app continuously for at least 60 days before your points become available for withdrawal. Currently, I have not met the 60 days and will update again when I have achieved that.

Points per video ad: 0.100 (once every 30mins about 20 videos a day)
The rest of the earnings are quite arbitrary and is determined by the app

I will elaborate more further in the future.

Friday 13 July 2018

Alternative Ways to Earn Money While Staying At Home (July 2018 Update)

Sometimes when we have extra time on our hands and wonder what to do if we do not want to study or just do nothing. How nice it will be if money will just drop from the sky. However, there is no free lunch in this world and money still needs to be earned. What if there are options that do not require much effort? Here are some of the things that I am doing to increase my income. However, do not wish for the sky as these methods only provide minimal amount of money and can at most buy you a meal or two in a given month. If interested, you can have a try. Here are some of the easy ways to earn money while at home in Singapore.

Updated as of 13 July 2018

Surveys
Yougov
I have withdrawn at least S$75 from Yougov via Paypal but the only sad thing about this is that the payout rate seems to be lower than the one they have in UK where 5,000 points translate to 50 pounds. The singapore version pays S$25 for every 5,000 points.

Minimum points to withdraw: 5,000 (S$25)

Withdraw Rate: About once every 2 months

Payment process: ~1 month

Mysurvey
I have withdrawn at least S$75 from Yougov via Paypal but the only sad thing about this is that the payout rate seems to be lower than the one they have in UK where 5,000 points translate to 50 pounds. The singapore version pays S$25 for every 5,000 points.

Minimum points to withdraw: 600 (S$10)

Withdraw Rate: Quite random and is hard to estimate (average should be a month)

Payment process: ~0.5 month

Toluna
I have not withdrawn from this company but I am close to the pay out points.

Minimum points to withdraw: 40,000 (S$20)

Withdraw Rate: ~1 month

Payment process: 4-6 weeks (But it took about 7 weeks)

Surveyon
I managed to cash out US$2.64 on paypal but they have other options for withdrawal.

Minimum points to withdraw: 20,000 (US$2)

Withdraw Rate: About once every 2-3 weeks

Payment process: ~1 week

AIP Surveys
I managed to cash out $10 recently and i found out that the survey frequency is high. So i will continue to monitor

Minimum points to withdraw: 150 (S$10)

Withdraw Rate: ~1 month

Payment process: ~ 22days

Android applications
These are lockscreen applications that require minimal effort but the payout is low.

Slidejoy
Average point per day: 80

Maximum Video Ads per day: 18 (1 point per ad, can only watch 6 every 6 hours)

Minimum points to withdraw: 2,000 (US$2)

Withdraw Rate: ~1 month

Payment process: ~30min

LifeSlide!
Average point per day: 40+ + (30 if you watch all the videos to hit the 30 points limit, 1 point per video which is on average 30 seconds each)

Enable persistent mode and check all the ad sizes to increase the points generation. Interstitial ads give more than the banner ads.

Use my promotion code: spammist2 (to earn 200 points, not sure how much I will get though)

Try to hit the daily event, 1 of it which is easier to hit is to have 150 slides a day for 60 points.

Maximum Video Ads per day: 30 (1 point per ad)

Minimum points to withdraw: 2,000 (US$2)

Withdraw Rate: ~2 months

Payment process: 1 day

Screen Stash - Lock Screen Cash
Average point per day: 30

Maximum Video Ads per day: 0 (no such function)

Minimum points to withdraw: 1,500 ($1.25)

Withdraw Rate: ~2 months (based on about 30 points per day, 2 points per hour)

Payment process: a few days


UPDATE:
Paid Swiyp is unable to obtain advertisers and will cease operation. Points that are stuck in the app will be transferred to their new app once they manage to obtain new advertisers.
Paid Swiyp
I just downloaded this app to try but I am unsure what the payout will be like and will update when I do get paid. The bad thing about this app is that there is no video ads to watch to increase the amount of points you can get a day. Unlike Slidejoy and Lifeslide which can give an additional maximum of 18 and 30 points respectively just by watching video ads. (similar summary to Screen Stash).

Average point per day: 2+

Maximum Video Ads per day: 0 (no such function)

Minimum points to withdraw: 500 (US$5)

Withdraw Rate: ~8 months?!?!?!?!? (based on about 2 points per day)

Payment process:

This average point is quite pathetic and shall be monitored if I should continue due to the low points given and the lack of much screen ads (which is why the points is so little).


UPDATE:
HoneyScreen has closed down and is solely on Slidejoy
HoneyScreen
Sign up now and get 300 points using the referral code: k4uhr7
Similar to Slidejoy and bought over Slidejoy. However, the pay out rate is lower.

Average point per day: 40

Minimum points to withdraw: 2,050 (US$2)

Withdraw Rate: About once every 2 months

Payment process: ~30min

In the end, in order to earn these small money, you will need to have patience and be willing to sit down and do the surveys slowly in order to earn. Furthermore, not all surveys will be suited for your profile or it might have reached their quota already. Hence, do not be discouraged and if you have time, try to do them ASAP.

Disclaimer: These are the things that I used that worked and paid me. I will not be responsible for any loss of points if any of these providers do not pay you. You have been warned.

New Slide Screen App: Screen Stash - Lock Screen Cash (July 2018 Update)

Screen Stash - Lock Screen Cash
This app pays but the earning rate is very slow. In the end, they paid me US$0.98 for 1,500 points.

Summary of the ways that I am using to get cash while at home.

Average point per day: 30

Maximum Video Ads per day: 0 (no such function)

Minimum points to withdraw: 1,500 ($1.25) or US$0.98

Withdraw Rate: ~2 months (based on about 30 points per day, 2 points per hour)

Payment process: a few days

New Slide Screen App: Screen Stash - Paid Swiyp (July 2018 Update)

Paid Swiyp
(UPDATE) Even though this is late but they have announced that they are unable to get any advertiser for this lockscreen app and they will close the app until they manage to find one. Hence, this app is currently dead and the points that are stuck will be transferred if the developers are able to find another app platform successfully.

The things that are below are just what I have typed previously and can be ignored.

I just downloaded this app to try but I am unsure what the payout will be like and will update when I do get paid. The bad thing about this app is that there is no video ads to watch to increase the amount of points you can get a day. Unlike Slidejoy and Lifeslide which can give an additional maximum of 18 and 30 points respectively just by watching video ads. (similar summary to Screen Stash).

Summary of the ways that I am using to get cash while at home.

Average point per day: 2+

Maximum Video Ads per day: 0 (no such function)

Minimum points to withdraw: 500 (US$5)

Withdraw Rate: ~8 months?!?!?!?!? (based on about 2 points per day)

Payment process:

This average point is quite pathetic and shall be monitored if I should continue due to the low points given and the lack of much screen ads (which is why the points is so little).

Saturday 9 June 2018

New Slide Screen App: Screen Stash - Paid Swiyp

Paid Swiyp
I just downloaded this app to try but I am unsure what the payout will be like and will update when I do get paid. The bad thing about this app is that there is no video ads to watch to increase the amount of points you can get a day. Unlike Slidejoy and Lifeslide which can give an additional maximum of 18 and 30 points respectively just by watching video ads. (similar summary to Screen Stash).

Latest Update:
July 2018

Summary of the ways that I am using to get cash while at home.

Average point per day: 2+

Maximum Video Ads per day: 0 (no such function)

Minimum points to withdraw: 500 (US$5)

Withdraw Rate: ~8 months?!?!?!?!? (based on about 2 points per day)

Payment process:

This average point is quite pathetic and shall be monitored if I should continue due to the low points given and the lack of much screen ads (which is why the points is so little).

Friday 1 June 2018

New Slide Screen App: Screen Stash - Lock Screen Cash

Screen Stash - Lock Screen Cash
I just downloaded this app to try but I am unsure what the payout will be like and will update when I do get paid. The bad thing about this app is that there is no video ads to watch to increase the amount of points you can get a day. Unlike Slidejoy and Lifeslide which can give an additional maximum of 18 and 30 points respectively just by watching video ads.

Latest Update:
July 2018

Summary of the ways that I am using to get cash while at home.

Average point per day: 30

Maximum Video Ads per day: 0 (no such function)

Minimum points to withdraw: 1,500 ($1.25)

Withdraw Rate: ~2 months (based on about 30 points per day, 2 points per hour)

Payment process:

I wonder if I should just update the summarised page as and when I like or should I do a new updated post on it so that people will know that it is new?

Friday 25 May 2018

Module Reviews For Year 3, Semester 1 (AY2015/2016)

This is my compulsory Industrial Attachment(IA) Semester hence I am only allowed to take up to 8mcs worth of module. Since, I was also taking EG3301R from the last semester, it spilled over to this semester worth 6mcs so I did not take any other modules.

Check out my other reviews:
Year 1 Sem 1
Year 1 Sem 2
Year 2 Sem 1
Year 2 Sem 2

EG3611 - Industrial Attachment (24 weeks)
Difficulty - 10/10

This module is a compulsory 24 weeks internship where every engineering student has to go through either in their year 3 semester 1 or 2.

I will not reveal where I work as I would like to stay anonymous as long as possible but it is a Research and Development(R&D) firm which helped me to learn a lot about the industry and how design process is conducted in an MNC. Furthermore, it feels a lot more structured and well documented as compared to what I have done for my DCP project and I believe it has helped me to open my eyes to the product development industry.

Word of caution: Try to get used to sleeping earlier and be on time for your IA. Furthermore, best is to prevent yourself from eating too much during lunch otherwise, it is very difficult to fight off the food coma.

Module Breakdown
Interim report (week 12)
Interim presentation (week 12)
Final report
Final presentation

EG3301R - DCP Project
Difficulty - 10/10 (especially tiring since I took it during IA semester and I believe it is not encouraged anymore)

This module is spread over 2 semesters from year 2 semester 2 to year 3 semester 1, where it is worth 6mcs per semester. You will have to choose a project and form groups with people whom you most likely will not know unless you are part of a project group that has been ongoing for a while like FSAE or Bumblebee and your project will be related to those. Otherwise, you get to choose projects where there is a wide variety (can't really remember anymore). I will not reveal my project as I will prefer that less people can identify me from this blog post.

Not really sure how to review this module but it will be multi disciplinary and you will have to work with people from different majors or if your project is filled with say all mechanical students, and there are electrical components, it will still have to be done and someone needs to do it regardless of their majors.

However, a word of caution is that this module has a lot of documentation to do as shown in the module breakdown below and the actual design and prototyping process might have insufficient time. Furthermore, be prepared to spend a lot of time on the project if you would like to get a better grade.

Lecture
Lectures are about design thinking and will last through the first half of year 2 semester 2. After that it will be industry talks and all are compulsory as it will contribute to 5% of your grade.

Module Breakdown (rough estimate as I have forgot the actual breakdown)
Class participation: 5%
Design template A: 10%
Design template B: 10%
Interim poster presentation: 15%
Interim report: 15%
Design template C:15%
Final presentation:15%
Final report:15%


Saturday 24 March 2018

Investment: New Counter - EIMI

Even though the STI index is still classified mainly under the developing markets, I feel that there is a need for some exposure to other emerging market stocks such as China and India where this iShares Core MSCI EM IMI UCITS ETF | EIMI will enable me to get the required exposure that I want. From what I read, Singaporeans do not have to focus on the Emerging Market yet and should focus on the local market as we will usually retire in Singapore and should build up our portfolio based on Singapore stocks or ETF. However, I believe that it is worth trying with a small amount of money when I am young so that if I fail, I can fail fast.

DISCLAIMER: I do not recommend anyone to follow what I buy and I will not be liable for any losses incurred. Please make an informed choice on your own.


Saturday 10 February 2018

Coffee Gone Bad?

I received a free sealed cold coffee the previous week and have forgotten to drink it until today. Thinking that it is sealed and since there is no expiry date on the bottle, it should be fine? After finally remembering that the coffee still exist in my refrigerator, I broke the seal and took a gulp. Guess what, its texture is that of slimy (imagine mucus). That is after i took a gulp before realising my mistake. While trying to pour it down the sink, it seems to be clogging the sink a bit and I decided to throw the whole bottle away. I feel bad for wasting coffee but it seems like it is spoilt (maybe someone can advise me on this?) and I am prepared for diarrhoea.

Wish me luck.